More than
155,000
customer across Europe
Awards
Our customers have
€6 billion
entrusted to us
|me> deposit
Saving with a high interest rate
Secure your savings in a MeDeposit savings account, so you can increase your wealth without looking back, at 2% a year.
The benefits of MeDeposit
Interest and Term
- 2% interest per year
- Fixed interest, regardless of the ECB rate
- Uninterrupted growth for three months
- Option to renew at the interest rate applicable at that time
Your money is safe
- Covered by the deposit guarantee scheme, up to €100,000
- MeDirect is supervised by the ECB and the MFSA
Also good to know
- Opening and maintaining your account is free
- Minimum deposit of €100
- You can open multiple MeDeposit accounts
How it works
A fixed-term savings account lets you lock in your money for a set period at a fixed interest rate. This gives you the certainty of a predictable return. At MeDirect, we offer a 3-month deposit account in euros with an annual interest rate of 2%.
At the end of the term, you can either withdraw your money or reinvest it for a new period at the then-current interest rate. Interest is paid out after three months. If you deposit more than €20,000, we can pay the interest monthly.
About MeDirect
Although MeDirect is still a new player on the Dutch market, we have years of experience abroad. We do everything we can to achieve our mission: to help customers grow their money safely. We do this by offering attractive conditions, full transparency, and an expert helpdesk in Dutch.
All you want to know about MeDeposit
- 1.
- Opening and maintaining your account is €0.
- The account is available in euros.
- 2.
- The minimum deposit is €100.
- 3.
- Interest is paid monthly if you deposit more than €20,000.
- 4.
- Interest rates are quoted gross of tax on a per annum basis and guaranteed for the entire term, and will remain unchanged regardless of changes in market interest rates.
5.
Deposits are guaranteed up to €100,000 per depositor per credit institution under the Malta Financial Services Authority‘s Depositor Compensation Scheme.
6.
Withdrawals may be made only upon maturity of the account, and early withdrawals are not permitted.
- 7.
- Terms and conditions apply.
8.
The bank and its products are regulated by the Malta Financial Services Authority.
Flexible Saving
- Earn 2% annual interest
- Opening and maintaining an account is free
- Transfer money to and from your account at any time
- Deposit guarantee up to €100,000
Would you like to start investing?
Do you want to get even more return on your assets? Then investing may be the answer. At MeDirect, you decide whether you want to get started yourself, or leave the difficult choices to our experts.
Frequently Asked Questions
Can I withdraw my savings from a MeDeposit account before end of term?
It is not possible to withdraw money before End of term. Two exceptions apply: when the customer relationship is terminated by MeDirect, or when the customer deceased.
Will tax be withheld from my interest?
The interest you receive is tax-free. When you file your annual income tax return, you can declare your savings and interest received. You will receive an annual overview for this at the beginning of next year.
How will my savings and interest be paid out at the end of the term?
After 3 months, we deposit the savings amount you deposited plus the interest into your current account. You can then withdraw your money or choose to fix it for another 3 months.
For amounts above €20,000, you can also choose to have the interest paid monthly.
Can I add money to my MeDeposit account?
No, if you have already deposited money this is fixed for 3 months. However, you can open as many MeDeposit accounts as you like. The money in these accounts is then again fixed for 3 months at the interest rate applicable at the time of opening.
Are there any fees for opening and managing MeDeposit?
No, we do not charge any fees for opening and managing your account.