|me> managed

Experts invest on your behalf

We understand that you’d rather spend your time doing other things. That’s why MeManaged lets you let investment experts make decisions for you. They provide you with the assurance that you are investing professionally, without too much effort.

The benefits of MeManaged

Tailor-made for you

Starting from €100

With the best partners

Four investment profiles

Open a MeManaged account and we will make sure an appropriate investment profile is assigned. This profile determines how your portfolio will be constructed, including the number of stocks due to their higher risk profile.

Maximum 30% stocks

Maximum 50% stocks

Maximum 70% stocks

Maximum 90% stocks

MeDirect uses BlackRock’s volatility managed portfolios. The portfolios rely on a sophisticated and robust optimization process to actively manage the strategies within target risk bands, keeping the allocation between equities and bonds flexible.

Wealth Management from €100!​

With us, you don’t have to own a tonne to enjoy a portfolio managed by experts. MeManaged is a fully digital solution, accessible from €100.

Entrust your investments with our experts​

Our tariffs

Management fee

0.95%

per year incl. VAT

Rating

Finner 2024

Convinced?​

Choose MeManaged and entrust your money to our experts.


You can view or adjust your portfolio at any time via our easy-to-use mobile app.

Play Video

What is portfolio management?

We would like to explain to you what asset management is. How does it work? What are the benefits? Our Product Manager, Erik explains the details of this investment solution for you.

Frequently Asked Questions

How do Blackrock’s volatility managed portfolios work?

The portfolios rely on a sophisticated and robust optimization process to actively manage the strategies within target risk bands, keeping the allocation between equities and bonds flexible. This systematic investment approach ensures that the volatility in the market is always taken into consideration to determine the distribution of the portfolio between stocks and bonds, with the client's risk profile determining the degree of adjustment. This distinguishes MeManaged from other online asset management products, which generally use a fixed allocation and therefore do not offer active management.

Do I receive updates on the performance of my MeManaged account?

You will receive a monthly report with reflections on the market and the outlook for your portfolio. You can also view the performance of your investment at any time via our online banking facilities.

Can I close my MeManaged account or withdraw money?

You can withdraw funds from your MeManaged account at any time via the site or the mobile app, provided you maintain a minimum balance of €100. You can also monetise your MeManaged account at any time. No additional fees are charged for doing so.

Who manages my MeManaged portfolio?

To manage your portfolio, we have partnered up with BlackRock, the world's largest fund manager. Our team of investment experts is in constant contact with BlackRock's fund managers to ensure clients receive the best possible service.

I want to sell my MeManaged portfolio. What steps should I take to do so?

You can sell part of your portfolio at any time and let us invest the remainder - provided it is equal to or more than €2,000. Should you wish to withdraw your entire portfolio, you can do so easily via the online platform or the mobile app. If you withdraw your entire portfolio, the asset management agreement will also be terminated. If you want to start using MeManaged again at a later date, you can have an investor profile drawn up again.

How do I adjust my MeManaged risk profile?

When opening a MeManaged account, you will be asked to complete an online questionnaire designed to identify your financial goals, risk tolerance and sustainability preferences. Once these are mapped, an investment profile will be assigned to your account.


You can adjust this profile by re-entering your investor profile in the online environment. If this results in a different outcome from the previously established risk profile, you can make this adjustment to your portfolio.

How many risk profiles does MeManaged offer?

Because not every investor is alike, we offer different risk profiles within MeManaged. Each profile has a different risk, but therefore also a different potential return. In total, you can choose from 4 different risk profiles, ranging from 'defensive' to 'growth'.


This way, we can offer every investor the profile that suits him or her.

Which investments will be invested in on my behalf?

Your portfolio consists of a selection of ETFs. This enables us to apply broad diversification to the portfolio without incurring unnecessary costs. ETFs from iShares are used to fill the portfolio. As one of the largest providers of ETFs in the world, they have a wide range of ETFs on a wide variety of sectors and regions. This allows us to match your portfolio to your needs and current market conditions.

How do I open a MeManaged account?

Opening a MeManaged account is simple. If you are an existing MeDirect customer, log in to the site or via the mobile app, click on MeManaged under Investment accounts and follow the steps. If you are new to MeDirect, go to the MeDirect website and click on Become a customer.

To open a MeManaged account, you will be asked to complete an online questionnaire designed to establish your financial goals, risk tolerance and sustainability preferences. Once this questionnaire is completed, your investor profile will be established and the asset management agreement drawn up.


Once the documents are approved, you can start your portfolio with a minimum investment of €100 and activate the option to add monthly contributions to the investment, if required.

How are management fees charged?

Management fees are charged at the end of each quarter (30 March, 30 June, 30 September and 30 December). These fees are automatically withdrawn from your MeManaged account that is part of the MeManaged portfolio.


If this account has insufficient balance, the amount due will be withdrawn from any other MeDirect account. If there is insufficient balance in all available money accounts, we will sell part of the MeManaged portfolio.


You can also choose to have part of the MeManaged portfolio sold by default to cover the management fees due. You can set this yourself by clicking 'Change management fee payment options' when viewing your MeManaged portfolio on the mobile app or online banking platform.


The process outlined above took effect on 16 November 2023. If you have opened a MeManaged account before this date but have not yet updated the management fee options, the fees will be settled by default through the sale of part of your MeManaged portfolio.

Helpful answers

|me> managed, invest with confidence

This website provides information about mutual funds. By using this website you agree to be legally bound by MeDirect Investment Services Terms and Conditions. The information available through this website is not for distribution and does not constitute an offer to sell or the solicitation of any offer to buy any securities. The information and material is intended to be used for information purposes only.Past performance is not a guarantee of future performance. If you invest you may lose some or all of the money you invest. The price of investments and any income can go down as well as up.

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